Chinabank Digital Banking 1.4.12

The My CBC app offers a notable advancement in digital banking, providing a user-centered platform designed for convenience and security. Its intuitive interface facilitates seamless transactions across desktop and mobile devices, reflecting a thoughtful approach to modern banking needs.

Enrollment is straightforward, allowing users to activate their accounts with minimal effort via savings, checking, or credit card accounts—eliminating the necessity of visiting branches or ATMs. The app also supports secure login methods such as Face ID, Touch ID, or passcode, enhancing user safety.

Account management features enable users to monitor balances across Chinabank accounts, UITFs, and credit cards within a consolidated interface. The digital statements promote organization and environmental sustainability by reducing paper usage.

Funds transfers are simplified through options to send money to other China Bank accounts or to local banks via InstaPay and PESONet. Bill payments can be scheduled as recurring transactions to ensure timely payments and avoid late fees.

QR code functionalities allow users to generate personalized QR codes for rapid transfers, as well as scan recipient QR codes for quick fund transfers or in-store payments, including groceries and dining bills.

Mobile check deposit features enable account holders to deposit checks by photographing them through the app, removing the need for branch visits. Users can also track deposit statuses conveniently.

The remittance service facilitates sending cash throughout the Philippines, with the option for recipients to pick up funds at any Chinabank branch or authorized cash pickup outlets—even if they lack a bank account.

Opening additional accounts is now more accessible via the app; users can answer a few questions and upload a government-issued ID for instant access without visiting a branch.

The app employs enhanced security measures, including biometric authentication options such as Face ID and Touch ID, as well as passcode protections, to ensure transaction safety.

For a personalized experience, users can select their preferred language interface between English and Traditional Chinese.

The ongoing development of new features underscores Chinabank’s commitment to refining its digital banking services. Users are encouraged to stay informed about upcoming updates and enhancements.

About Chinabank: Since its inception in 1920, China Banking Corporation has played a vital role in the Philippines' economic reconstruction and growth. As one of the nation’s leading private universal banks, it offers a broad spectrum of financial products through an extensive network of branches and ATMs nationwide—including subsidiaries like China Bank Savings. The bank's activities extend beyond traditional banking into investment banking, securities brokerage, insurance, and bancassurance services. With a continuous focus on technological innovation, Chinabank remains dedicated to providing comprehensive digital banking solutions tailored to its diverse clientele.